DEEP COVE INSURANCE
Fawcett InsuranceAre you covered? We make sure!
Motorcycle Insurance
Motorcyclists often purchase coverage for the riding season and leave their motorcycles uninsured during the storage months which leaves a large opportunity where damage can happen with no coverage in place.
Purchasing Own Damage (Collision/Comprehensive) through a private market provides coverage on a year round basis even when the basic compulsory ICBC coverage is not in place. In BC all Basic Insurance is provided by ICBC (Insurance Corporation of British Columbia) which was founded in 1973.
Every BC motorist’s basic policy includes 5 compulsory coverages:
- $200,000 Third Party Liability,
- $1,000,000 Underinsured Motorist Protection,
- $300,000 Accident Benefits (medical expenses, lost wages and death benefits),
- Hit and Run and Uninsured Motorist Protection and Inverse Liability (for provinces/states with no fault insurance).
- Liability insurance up to $5,000,000 would be purchased through ICBC either through active street insurance or storage even if optional coverage is purchased through another insurer.
In order to get a quote for private Optional Coverage an application needs to be completed and submitted to the insurance company for approval.
Once bound, the full term premium is usually earned (or there is a stated minimum retained premium) which does not get refunded in the event of a cancellation unless the property is sold.
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Where is Fawcett Insurance located?
Fawcett Insurance is located at 106 – 1169 Mt. Seymour Road, North Vancouver, BC V7H 2Y4, in the Deep Cove area of the North Shore. It is open Monday to Friday from 9:00am to 6:00pm and Saturday from 10:00am to 5:00pm, closed Sundays. Phone: 604-929-3494. Email: info@fawcettinsurance.com.
Where can I renew my ICBC insurance in North Vancouver?
Fawcett Insurance is an ICBC Autoplan broker in North Vancouver and can renew Autoplan policies in person or by phone at 604-929-3494. ICBC policies can be renewed up to 44 days before they expire. Basic Autoplan is mandatory for every vehicle registered in British Columbia and is sold only through licensed Autoplan brokers, not directly by ICBC.
Can I renew my ICBC insurance online?
Some ICBC policies can be renewed online, but eligibility is limited. Online renewal is generally available only for personal policies expiring within 44 days, with a single registered owner and no coverage changes, and requires identity verification through the BC Services Card app or Interac verification. Jointly owned vehicles, commercial policies and any policy needing coverage changes must be renewed through a broker. Fawcett Insurance in North Vancouver can handle any renewal, eligible or not, at 604-929-3494.
What is the difference between Basic and Optional ICBC coverage?
Basic Autoplan is the mandatory ICBC coverage every BC vehicle must carry, and it includes third-party liability, accident benefits, underinsured motorist protection and hit-and-run coverage. Optional coverage is what you add on top: collision, comprehensive, extended third-party liability above the basic minimum, loss of use and replacement cost. Optional coverage can be purchased from ICBC or from private insurers, and a broker like Fawcett Insurance can compare both.
Do I need an appointment to get car insurance in Deep Cove?
No appointment is needed. Fawcett Insurance accepts walk-ins at 106 – 1169 Mt. Seymour Road, North Vancouver during business hours: Monday to Friday 9:00am to 6:00pm and Saturday 10:00am to 5:00pm. Bringing your current insurance papers, vehicle registration and driver's licence speeds things up. Calling ahead at 604-929-3494 is recommended for new policies, vehicle transfers or commercial vehicles.
Does Fawcett Insurance handle motorcycle insurance?
Yes. Fawcett Insurance is an ICBC Autoplan broker and writes motorcycle insurance in North Vancouver, including Basic Autoplan, optional collision and comprehensive, extended liability, and seasonal or storage arrangements for riders who don't ride year-round. Call 604-929-3494 to review options before the riding season starts.
Can Fawcett Insurance bundle my home and auto insurance?
Yes. Because Fawcett Insurance is a broker with access to multiple insurers, home, condo, tenant, auto, boat and business policies can be reviewed together, and most insurers offer multi-policy discounts when home and optional auto coverage are placed with the same company. A single review can also identify gaps and overlapping coverage. Call 604-929-3494 for a free comparison.