Deep Cove Insurance

YOUR TRUSTED NORTH SHORE INSURANCE COMPANY

Servicing

DEEP COVE, NORTH VANCOUVER & BEYOND

Automotive Insurance

DEEP COVE, NORTH VANCOUVER & BEYOND

Business Insurance

DEEP COVE, NORTH VANCOUVER & BEYOND

House & Condo Insurance

DEEP COVE, NORTH VANCOUVER & BEYOND

Marine Insurance

DEEP COVE, NORTH VANCOUVER & BEYOND

Motorcycle Insurance

DEEP COVE, NORTH VANCOUVER & BEYOND

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Automotive Insurance

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House & Condo Insurance

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Business Insurance

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Tenant Insurance

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House Rental Insurance

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Rental Condo Insurance

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Motorcycle Insurance

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Marine Insurance

FAWCETT INSURANCE

Deep Cove Insurance

Fawcett Insurance has been family owned and operated for more than 50 years in the Deep Cove area.  Part of the InsureBC Group giving us access to every insurance company available.  Fawcett Insurance is your 'One Stop Shop' for all your insurance needs.

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Frequently Asked Questions

Who is Fawcett Insurance?

Fawcett Insurance is a family-owned insurance brokerage in Deep Cove, North Vancouver, BC, serving the North Shore for more than 50 years. Located at 106 - 1169 Mt. Seymour Road, the office handles ICBC Autoplan, home, condo, tenant, rental property, business, motorcycle and boat insurance. As part of the InsureBC Group, Fawcett Insurance can quote across every major insurance company operating in British Columbia. Phone: 604-929-3494.

Where is Fawcett Insurance located?

Fawcett Insurance is located at 106 – 1169 Mt. Seymour Road, North Vancouver, BC V7H 2Y4, in the Deep Cove area of the North Shore. It is open Monday to Friday from 9:00am to 6:00pm and Saturday from 10:00am to 5:00pm, closed Sundays. Phone: 604-929-3494. Email: info@fawcettinsurance.com.

Is there an insurance broker in Deep Cove?

Yes. Fawcett Insurance has operated in Deep Cove for over 50 years and is the area's long-established local brokerage, at 106 – 1169 Mt. Seymour Road on the Mt. Seymour Parkway corridor. It serves Deep Cove, Dollarton, Seymour, Blueridge, Windsor Park, Lynn Valley and the wider North Vancouver area, along with clients across the Lower Mainland.

Where can I renew my ICBC insurance in North Vancouver?

Fawcett Insurance is an ICBC Autoplan broker in North Vancouver and can renew Autoplan policies in person or by phone at 604-929-3494. ICBC policies can be renewed up to 44 days before they expire. Basic Autoplan is mandatory for every vehicle registered in British Columbia and is sold only through licensed Autoplan brokers, not directly by ICBC.

Can I renew my ICBC insurance online?

Some ICBC policies can be renewed online, but eligibility is limited. Online renewal is generally available only for personal policies expiring within 44 days, with a single registered owner and no coverage changes, and requires identity verification through the BC Services Card app or Interac verification. Jointly owned vehicles, commercial policies and any policy needing coverage changes must be renewed through a broker. Fawcett Insurance in North Vancouver can handle any renewal, eligible or not, at 604-929-3494.

What is the difference between Basic and Optional ICBC coverage?

Basic Autoplan is the mandatory ICBC coverage every BC vehicle must carry, and it includes third-party liability, accident benefits, underinsured motorist protection and hit-and-run coverage. Optional coverage is what you add on top: collision, comprehensive, extended third-party liability above the basic minimum, loss of use and replacement cost. Optional coverage can be purchased from ICBC or from private insurers, and a broker like Fawcett Insurance can compare both.

Do I need an appointment to get car insurance in Deep Cove?

No appointment is needed. Fawcett Insurance accepts walk-ins at 106 – 1169 Mt. Seymour Road, North Vancouver during business hours: Monday to Friday 9:00am to 6:00pm and Saturday 10:00am to 5:00pm. Bringing your current insurance papers, vehicle registration and driver's licence speeds things up. Calling ahead at 604-929-3494 is recommended for new policies, vehicle transfers or commercial vehicles.

Do I need home insurance in British Columbia?

Home insurance is not required by law in British Columbia, but virtually every mortgage lender requires it as a condition of financing. Beyond the lender requirement, a homeowners policy covers the structure, your belongings, additional living expenses if the home becomes unliveable, and personal liability. Fawcett Insurance in North Vancouver quotes homeowners coverage across multiple insurers through the InsureBC Group.

How much is home insurance in North Vancouver?

Home insurance premiums on the North Shore depend on the rebuild cost of the home, its age, roof and wiring, distance to a fire hall, claims history, and your coverage limits and deductible. North Vancouver properties are also rated for local exposures such as slope, wildfire interface near Seymour, and water and sewer backup. Because rates vary widely between insurers, a broker quote comparison is the only reliable way to get a real number. Fawcett Insurance provides free estimates at 604-929-3494.

What insurance do I need if I own a condo or townhouse in BC?

Strata owners need their own condo policy even though the strata corporation insures the building. The strata policy covers common property and the original standard unit; your personal policy covers your contents, upgrades and betterments, personal liability, additional living expenses, and — importantly — your share of the strata's deductible if a loss originates in your unit. Strata deductibles in BC can run into the tens of thousands, so deductible assessment coverage matters. Fawcett Insurance writes condo and townhouse policies throughout North Vancouver.

Do renters need tenant insurance in BC?

Tenant insurance is not required by provincial law, but most BC landlords and strata rental rules now require it in the tenancy agreement. A tenant policy covers your personal belongings, personal liability if you accidentally damage the building or injure someone, and living expenses if the unit becomes uninhabitable. It is typically one of the least expensive policies available. Fawcett Insurance quotes tenant insurance for renters in North Vancouver and Deep Cove.

What insurance do I need as a landlord in BC?

A standard homeowners or condo policy does not cover a property you rent out. Landlords need a rental dwelling policy, which covers the building, loss of rental income while the property is being repaired, and landlord liability. Rental condo owners need an equivalent policy covering their unit, contents left for tenants, and their share of the strata deductible. Fawcett Insurance writes both rental home and rental condo policies in North Vancouver.

Does Fawcett Insurance sell business insurance?

Yes. Fawcett Insurance places commercial insurance for businesses of all sizes on the North Shore and across BC, including commercial general liability, commercial property, contents and equipment, business interruption, commercial auto and fleet, and coverage for contractors and home-based businesses. As part of the InsureBC Group, the brokerage can access every major commercial market in the province. Call 604-929-3494 for a commercial quote.

Where can I get boat insurance in North Vancouver?

Fawcett Insurance provides marine insurance from its Deep Cove office at 106 – 1169 Mt. Seymour Road, North Vancouver — a short distance from the Deep Cove and Cates Park moorage. Coverage is available for pleasure craft and commercial vessels, including hull and machinery, marine liability, moorage, salvage, wreck removal, and personal effects on board. Call 604-929-3494 for a pleasure craft quote.

Do I need insurance for a boat in British Columbia?

Boat insurance is not legally mandated in British Columbia, but marinas, yacht clubs and moorage operators almost always require proof of marine liability coverage, and lenders require it on financed vessels. A pleasure craft policy also covers physical damage to the hull and engine, and salvage or wreck removal costs, which can substantially exceed the value of the boat itself. Fawcett Insurance in Deep Cove writes marine coverage for North Shore boat owners.

Does Fawcett Insurance handle motorcycle insurance?

Yes. Fawcett Insurance is an ICBC Autoplan broker and writes motorcycle insurance in North Vancouver, including Basic Autoplan, optional collision and comprehensive, extended liability, and seasonal or storage arrangements for riders who don't ride year-round. Call 604-929-3494 to review options before the riding season starts.

What is the difference between an insurance broker and an insurance company?

An insurance company underwrites and issues policies. An insurance broker is licensed to shop multiple companies on your behalf, compare coverage and pricing, and advocate for you at claim time. Fawcett Insurance is a brokerage, and its membership in the InsureBC Group gives it access to every insurance company operating in British Columbia rather than a single insurer's products.

Can Fawcett Insurance bundle my home and auto insurance?

Yes. Because Fawcett Insurance is a broker with access to multiple insurers, home, condo, tenant, auto, boat and business policies can be reviewed together, and most insurers offer multi-policy discounts when home and optional auto coverage are placed with the same company. A single review can also identify gaps and overlapping coverage. Call 604-929-3494 for a free comparison.

Fawcett Insurance

HOURS

Monday: 9:00am - 6:00pm
Tuesday: 9:00am - 6:00pm
Wednesday: 9:00am - 6:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 6:00pm
Saturday: 10:00am - 5:00pm
Sunday: Closed
Hours are subject to change - please call. 

Fawcett Insurance
106 – 1169 Mt. Seymour Road
North Vancouver, BC V7H-2Y4
Tel:604-929-3494
Fax: 604-929-3174